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Avoid scams when disaster strikes

When Hurricane Sandy swept up the East Coast, it left billions of dollars of devastation in its wake. After any disaster, many people come forward to help the victims. Unfortunately, however, these emergencies also bring out con artists who seek to exploit the situation using illegal scams. To help you avoid being conned whenever a disaster strikes, your local CPA recommends taking these steps.

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Friday 12/26/2014
How to give wisely
Posted: December 26, 2014

Have the holidays made you feel more generous? Non-profit organizations report receiving 41% of their donations between Thanksgiving and New Year’s each year. If the holiday spirit motivates you to write a check for your favorite cause, you’ll want to make the most of your contribution. According to your local CPA, your top goals should be to know where your money is going and understand how the charitable giving tax benefits work.

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Thursday 07/17/2014
Use ‘variables’ for smart answers
Posted: July 17, 2014

If you think back to your math classes in high school or college, you may remember that many of the problems involved the use of variables. Changing these variables around in any fashion would change the outcome of the problem. Similar situations occur in life all the time. To illustrate: If you look at the need to manage your retirement income so that you can’t outlive it as a “problem” to be solved, you will need to adjust some variables to arrive at the solution you seek. That’s why it’s so important you be aware of the key variables involved in your retirement income planning.

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Thursday 06/26/2014
Work Toward Your Own Financial Independence Day
Posted: June 26, 2014

It’s almost the Fourth of July, the day when we celebrate our independence as a nation and the many liberties we enjoy as individuals. Still, we have to keep working to earn some freedoms — such as financial freedom. But by making the right moves, you may eventually enjoy your own Financial Independence Day.

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Thursday 06/19/2014
Could you afford to live to 100?
Posted: June 19, 2014

Here’s an interesting statistic: Over the past three decades, the centenarian population in the United States has grown about 66%, according to the U.S. Census Bureau. Of course, this doesn’t necessarily mean that you have a good chance of living to 100 — but the possibility may not be as remote as it once was. In any case, if you do plan to retire in your mid-60s, and you are in good health, you may well have two, or even three, decades ahead of you. To enjoy this time to the fullest — and to help prevent the possibility of outliving your financial resources — you will need to invest for income and growth throughout your retirement years.

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Thursday 06/05/2014
Watch for different risk levels of ‘muni’ bonds
Posted: June 05, 2014

Are you thinking of investing in municipal bonds?

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Thursday 05/29/2014
Conversation about finances is important for newlyweds
Posted: May 29, 2014

June is a popular month for weddings. If you’re getting married this month, you no doubt have many exciting details to discuss with your spouse-to-be.

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Thursday 05/22/2014
Free yourself from the cycle of emotional investing
Posted: May 22, 2014

In many areas of your life, you’re probably aware that it’s useful to keep emotions out of your decision-making — and that’s certainly the case with investing.

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Thursday 05/15/2014
Avoid problems by updating beneficiary designations
Posted: May 15, 2014

Like many people, you might not particularly enjoy thinking about your estate plans, but such planning is necessary to make sure your assets go where you want them to go.

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